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December 25, 1821

I cannot suppose

Johnstown 25 Dec 1821

Dear Nephew,

I cannot suppose that any benefit to anyone can possibly result from Mrs. Cochran's annuity passing through my hands - come from whom it may she will know that it is the county of her Father and if it be not, in her opinion enough, she will look to you to make up the deficiency - and if you refuse, you may be reproached by her and her husband and those reproaches you must hear as much like a Christian as you can.

If Doctor Henry has any real estate would it not be advisable to get an assignment of the oldest judgment against him and sell what estate he has in Otsego - [and] his equity of redemption in the triangle? This might save the expense of foreclosing his equity of redemption under the mortgage. His failure will I fear have a bad effect upon the future sale of the lands which he has had in charge, and it will require much consideration to determine how far it will be advisable to throw, the loss upon those who have purchased of him - how is that estate hereafter to be managed? To make it productive will it not require the attention of some person the greater part of the time?

I am Dear Nephew
Yours Sincerely
D Cady

Mr Gerrit Smith

December 10, 1821

Your Father left us

Johnstown 10th Dec 1821

Dear Nephew,

Your Father left us two weeks since very much depressive in spirits and very much dissatisfied with the world. On the 30th [Ult.] he writes to me and in his letter he says "I cannot do without a payment in May short of $10,000 I ought to have had it before, [cruel] that I have not! I must entreat you to see to it! I think I have reason to believe that the collection is to leave me this cramped thereby [ruling] down my spirits [lo when our] I to obtain a residence!" I know nothing about the means you have of raising money but money must be had and I am apprehensive that your Father intends me shall pay his bonds let the effect be on the estate what it may - and the estate must be great and productive indeed if $250 and can be paid out of it in 15 years and exclusive of takes [Ru?].

I have written to Mr [Talcott] in the Lasher cause + directed him to charge you with a [unusual fir?]. I shall bring our question in that cause before the Court on [demurrer?] unless the Plaintiffs around their replication - and should the Supreme Court decide against us I think we must bring a writ of error. I hope you finished Doctor Henry's business, in good order - Although I have suspected him to be had [way] - since I wrote to you last year.

I am Dear Nephew
Yours Sincerely
Daniel Cady

G. Smith

PS You were to have forwarded to me a list of the tax lands in this part of the estate - that a sale might be made. They ought first to be sold if any thing must go under price.